Privacy Policy

1. Introduction
Australian Broker Company (“ABC,” “we,” “our,” or “us”) is committed to protecting the privacy and security of your personal and financial information. This Privacy Policy explains how we collect, use, store, disclose, and protect your information in accordance with: 

• Australian Privacy Act 1988 (Cth) 

• Australian Privacy Principles (APPs) 

• Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth) 

• Other relevant financial regulations 

By accessing our website, using our services, or providing personal information, you acknowledge that you have read and understood this Privacy Policy and agree to its terms. 

2. What Information We Collect 

ABC collects personal information necessary to provide lead generation and sales services, including: 

2.1 Personal Identifiable Information (PII) 

• Full name, date of birth, gender, and residential address. 

2.2 Contact Information 

• Phone number, email address, postal address, and communication preferences. 

2.3 Lead Generation Data 

• Information voluntarily provided through ABC's forms, online platforms, and marketing channels 

• Details regarding interest in financial products or services 

2.4 Technical and Analytical Data 

• IP Address, Browser Type, Operating System, and Device Information 

• Website Usage Data, including cookies, tracking pixels, and user behaviour analytics 

ABC collects only the necessary personal information required to provide services and comply with legal obligations.

 3. How We Collect Your Information 

We collect personal data from various sources, including: 

3.1 Directly from You 

• Fill out forms on our website or social media pages. 

• Subscribe to newsletters, request information, or engage with marketing campaigns. 

• Contact our support team via email, phone, or chat. 

3.2 From Third Parties 

• Financial institutions, lenders, credit reporting agencies. 

• Publicly available sources, such as ASIC, credit bureaus, and regulatory authorities. 

• Marketing and referral partners, where you have consented to sharing. 

4. Purpose of Collecting Personal Information 

ABC collects personal data for the following key purposes: 

4.1 Lead Generation & Distribution 

• Identify and qualify potential customers interested in financial services. 

• Connect leads with relevant third-party financial professionals. 

4.2 To Comply with Regulatory and Legal Obligations 

• Meeting AML, CTF, and Know Your Customer (KYC) requirements. 

• Reporting to Australian financial regulatory bodies, including AUSTRAC and ASIC. 

• Preventing fraud, identity theft, and money laundering. 

4.3 Compliance & Fraud Prevention 

• Ensure compliance with Australian privacy and consumer protection laws. 

• Detect and prevent fraud, abuse, or unauthorised access. 

4.4 Marketing & Promotional Activities 

• Sending tailored offers and newsletters. 

• Conducting market research and surveys to improve services. 

• Facilitating referral or partner programs. 

Users may opt-out of marketing communications at any time (see Section 7: Your Rights & Choices). 

5. Who We Share Your Information With 

ABC does not sell your personal data. However, we may disclose your information to: 

5.1 Third-Party Financial Service Providers 

• Mortgage Brokers, Commercial Finance Providers, and Lenders who purchase leads. 

• Affiliate Marketing Partners who assist in customer acquisition. 

• Banks, credit unions, mortgage brokers, and loan providers. 

• Credit reporting agencies and financial verification services. 

5.2 Regulatory & Law Enforcement Authorities 

• AUSTRAC, ASIC, and other government bodies where required by law. 

• Law enforcement agencies in fraud investigations. 

5.3 Service Providers & Partners 

• IT service providers (data hosting, cloud storage, cybersecurity). 

• Marketing and advertising partners (subject to your consent). 

5.4 Business Transfers 

• In the event of a merger, acquisition, or business restructuring, your data may be transferred to a new entity. 

All data-sharing activities comply with Australian data protection laws. 

6. How We Protect Your Information 

ABC employs robust security measures, including: 

• Encryption: Secure Socket Layer (SSL) encryption for data transmission. 

• Access Controls: Limited access to personal data on a need-to-know basis. 

• Regular Audits: Security audits and compliance checks for regulatory adherence. 

• Data Minimisation: Retaining only necessary information for legal and business purposes. 

• Secure Disposal: Deleting or de-identifying personal data when no longer required. 

7. Your Rights & Choices 

You have the following rights under Australian privacy laws: 

• Access Your Information: Request copies of the personal data we hold about you. 

• Correction of Data: Update incorrect, outdated, or incomplete information. 

• Withdraw Consent: Opt-out of marketing communications at any time. 

• Data Deletion: Request deletion of your personal information (subject to legal requirements). 

• Complaint Filing: Lodge privacy-related complaints with the Office of the Australian Information Commissioner (OAIC) if necessary. 

To exercise these rights, contact admin@australianbroker.company 

8. International Data Transfers 

Some third-party service providers may process data outside Australia. ABC ensures: 

• Transfers comply with Australian privacy regulations. 

• Third parties meet equivalent data protection standards. 

• Users are notified where international data transfers occur. 

9. Changes to This Privacy Policy 

ABC may update this Privacy Policy periodically. Significant changes will be communicated via: 

• Email notifications. 

• Updates on our website. 

10. Contact Information 

For privacy-related inquiries, contact: 
📧 Email: admin@australianbroker.company 
📍 Address: 1/34 McLachlan St Darwin NT 0800